What These Terms Actually Cover
These terms apply to every account holder who accesses gghoki where local law permits. They cover how your account is created and closed, how transactions via DANA, OVO, and GoPay are processed and recorded, and what obligations both you and we carry during that relationship. When
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you link a local e-wallet — DANA, OVO, or GoPay — your wallet provider's own terms also apply alongside ours; we do not override those. Our terms are written to reflect Indonesia's digital payment environment and the account flows that come with it. Changes to these
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terms are communicated through your registered account contact before they take effect. Continued use of your account after that notice means you accept the updated terms. If any section of these terms conflicts with applicable local law, that local law applies and the relevant section is
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adjusted accordingly. We do not make legal certainty claims about jurisdictions we cannot confirm. If you have a question about a specific clause, reach the policy team through the account support channel before acting on an assumption. Your account data, transaction history, and wallet linkage details
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are retained in line with the data retention policy described in the trust section below.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.